Spend fee within quota
- VIP 01.00%
- VIP 30.50%
- VIP 50.00%
Low fees
Spend fees as low as 0%
Top up for free with crypto and start spending with fees from just 1%. Reach VIP 5 and your spending fees drop to 0%.
BloFin Wallet Card
Turn Your Crypto into Everyday Spending.
Deposit crypto and pay online or in store, wherever Visa is accepted. Spending fees as low as 0%. Apply in minutes.
- Free top-up
- No annual fee
- Apple Pay
- Visa worldwide
Why choose BloFin Wallet crypto card
Card fees
- Activation fee
- $0.00
- Annual fee
- $0.00
- Issuance fee
- $0.00
- Dormancy fee
- $0.00
Total fees$0.00
Always $0
No hidden fees
No activation, annual, issuance, dormancy, or cancellation fees. What you deposit is what you spend.
BloFin ExchangeTrading accountVIP 3
BloFin Wallet CardSame tier, applied instantlyVIP 3VIP
Your VIP benefits go further
Already a BloFin Exchange trader? Link your account and your VIP tier instantly applies to your card with better rates and no extra steps.
Spend where you already shop
Coffee, rides, travel, subscriptions. Anywhere Visa is accepted.
Tap to Pay
In-store and contactless
Coffee & Dining
Your daily favorites
Travel
Flights, hotels, and more
Online Shopping
Marketplaces and checkouts
Subscriptions
Pay for what you love
Crypto card fees: Spend more, pay less.
Card fees get cheaper as your spending grows — so regular use pays off. Prefer lower rates from day one? BloFin VIP unlocks them without waiting.
| TierVIP tier | Prior spendPrior-month card spend | RateSpend fee within quota | QuotaMonthly quota | SavingsMax monthly savings |
|---|---|---|---|---|
| VIP 0 | < $500 | 1.00% | — | — |
| VIP 1 | ≥ $500 | 0.90% | $2,000 | $2 |
| VIP 2 | ≥ $2,000 | 0.80% | $2,500 | $5 |
| VIP 3 | ≥ $5,000 | 0.50% | $10,000 | $50 |
| VIP 4 | ≥ $10,000 | 0.20% | $12,500 | $100 |
| VIP 5 | ≥ $20,000 | 0.00% | $20,000 | $200 |
Instant at checkout
Your reduced rate applies the moment you pay. No waiting for cashback or rebates.
Resets monthly
Quotas reset on the 1st of each month. We apply the higher of your BloFin Exchange or BloFin Wallet Card VIP tier.
* Spend fee is the transaction fee charged when you pay with your BloFin Wallet Card. It is calculated on the transaction amount and applied at the moment of payment — there is no separate top-up or annual fee.
How to get your BloFin Wallet Card
Get started in 4 steps — most applications are approved in as fast as 10 minutes.
Download BloFin Wallet
- 01
Create your wallet
Download BloFin Wallet and set up your account in seconds with a passkey or mnemonic phrase.
- 02
Apply
Select your region and submit your application.
- 03
Verify
Complete a quick ID check where required.
- 04
Activate and spend
Deposit crypto and start paying with your card or Apple Pay.
Frequently asked questions
Product & fees
BloFin Wallet Card is a crypto card that lets you spend your crypto balance like cash. Deposit crypto into your BloFin Wallet, top up the card for free, and pay online or in store wherever Visa is accepted, including via Apple Pay.
There are no activation, annual, issuance, dormancy, or cancellation fees, and top-up is free. The only fee is a spend fee of 1% or lower, which drops to 0% for VIP 5 users within their monthly quota.
USDT and USDC on Arbitrum and Base.
Getting started
Open the BloFin Wallet app, go to Card, and select your country or region to see availability and details.
An ID check is required. Verification is done in-app and typically takes a few minutes.
Yes. Add BloFin Wallet Card to Apple Wallet and pay with your phone anywhere Apple Pay is accepted.
Get your BloFin Wallet Card today
Free to apply · No annual fee · Real-time rates
Download the BloFin Wallet app
*This service may be supported by third-party services and materials. BloFin Wallet does not endorse, recommend, or guarantee any third-party services and materials. Terms and Conditions apply.